Mastercard World Elite multicurrency — Kapitalbank
MONIQ
Mastercard World Elite multi-currency

Bank card · UZS · USD · EUR

Mastercard World Elite multi-currency

Kapitalbank

Debit card · Mastercard

Open on the bank website

About the card

Card delivery

Mastercard World Elite multi-currency — a premium card from Kapitalbank, with accounts in soums, US dollars, and euros linked simultaneously. The bank positions it as a travel card: access to business lounges worldwide, travel insurance, internet roaming, and the Mastercard Travel Experiences program with free Fast Track passes at airports.

Card issuance at a branch — 300,000 soums including VAT (free within the salary project), monthly maintenance — 100,000 soums. Maintenance is not charged if the average monthly balance in all accounts and deposits exceeds the equivalent of 100 million soums or the monthly volume of goods and services payment exceeds the equivalent of 40 million soums. Minimum balance — 300,000 soums. Payment for goods and services — 0%, when paying in euros — 0.5% (minimum 0.5 EUR).

  • Cash withdrawal at the bank office — 0%, at Kapitalbank ATMs — 0% up to 10 million soums per month and 0.7% over this amount
  • Withdrawal at other banks in Uzbekistan — 1%, at foreign banks — 2%
  • Card reissuance — free; at the client's request for loss, theft, or damage — 300,000 soums
  • Mini statement at bank ATMs and in the mobile app — free

Card validity period — 5 years. You can apply through a one-time request in the mobile app or at a branch; delivery by courier is available.

Terms

Card issue
300 000 UZS
Service fee
100 000 UZS
Payment for goods and services
0% за исключением 0,5% (мин 0,5 EUR)
Card reissue
Free
Minimum deposit
—
Validity
5 лет
How to get it
At a bank branch · In the mobile app

Terms as published on 11.12.2025

Additional terms

  • Card accounts are opened in soums, US dollars, and euros
  • Privileges: access to business lounges worldwide, travel insurance, internet roaming, Mastercard Travel Experiences program with free Fast Track passes and other offers at airports
  • Cash withdrawal: at the bank office — 0%, at bank ATM — 0% up to 10 million soums per month and 0.7% over, at office and ATM of another Uzbek bank — 1%, at office and ATM of a foreign bank — 2%
  • Card order through mobile app and courier delivery across Uzbekistan and to Russia — according to approved card delivery rates
  • Mini statement at the bank's ATM network and in the mobile app — free; issuance of certificates on a special form and transaction statement for the period — 50,000 soums including VAT
  • A card can be issued to a child from age 14; for younger children, consent from parents or guardians is required
  • A new non-resident customer will be denied issuance if the data in the registration and passport do not match, the registration was issued without a QR code and the passport has no border crossing mark, or PINFL is missing

Payments

Debit card: transactions are made within own funds in the account; mandatory monthly debt payments are not provided.

Documents

For residents of the Republic of Uzbekistan:

  • identity document (biometric passport, ID card, modern driving license)
  • local operator phone number

For non-residents of the Republic of Uzbekistan:

  • foreign passport
  • registration in the territory of the Republic of Uzbekistan (if no QR code — entry mark)
  • personal identification number of an individual
  • mobile phone number of an Uzbek operator (+998)
  • non-resident customer questionnaire completed by hand

Other cards of Kapitalbank

Humo Issue 50 000 UZS HUMO Kids Issue 50 000 UZS с учётом НДС — выпуск карты в отделении банка Mastercard Black Edition Issue Free Mastercard Black Edition multi-currency Issue 200 000 UZS с учётом НДС, выпускаем в отделении банка Mastercard Sum (with Braille font) Issue Free Mastercard Sum / Mastercard Euro Issue Free Mastercard World Elite Metal Edge Issue Free Uzcard Issue 50 000 UZS
All cards (18)

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FAQ

  • Issuance at the bank branch — 300,000 sum including VAT. Within the salary project, the card is issued free of charge.

  • 100,000 sum per month including VAT. No commission is charged if one of the following conditions is met: the average monthly balance across all accounts and deposits exceeds the equivalent of 100 million sum, or the monthly volume of goods and services payments exceeds the equivalent of 40 million sum.

  • Yes, 300,000 sum.

  • In som, US dollars, and euros simultaneously.

  • Payment for goods and services — 0%. When paying in euros — 0.5% of the amount, minimum 0.5 EUR.

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