Investments
Deposits
Bank deposits of Uzbek banks in a single catalog. Compare rates, terms, minimum amounts, and conditions — from fixed-term deposits with capitalization to savings accounts with partial withdrawal.
- 70
- Deposits in selection
- 22.00%
- Rate up to
- 0 sum
- Min. amount from
- 24
- Banks in selection
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SavingsAVO Deposit
AVO bank
Rateup to 22.00%Term12 mo.Min. amount0 sumInterest paymentMonthlyCapitalization Replenishable Partial withdrawal Online openingDetails -
TermTayanchim
Support Microcredit Bank
Rateup to 21.00%Term24 mo.Min. amount100 000 sumInterest paymentWeeklyCapitalization Replenishable Partial withdrawal Online openingDetails -
TermBugunoq Foyda
Support Microcredit Bank
Rateup to 20.00%Term24 mo.Min. amount1 million sumInterest paymentIn advanceOnline openingDetails -
TermMilliy har kunlik
Anor bank
Rateup to 20.00%Term24 mo.Min. amount—Interest paymentDailyReplenishable Partial withdrawal Online openingDetails -
TermOYMA-OY
Poytaxt bank
Rateup to 20.00%Term1–24 mo.Min. amount—Interest paymentMonthly -
TermVector
Apex Bank
Rateup to 20.00%Term25 mo.Min. amount500 000 sumInterest paymentMonthlyReplenishable Partial withdrawal Online openingDetails
Glossary terms
All terms- Basis PointOne hundredth of a percent (0.01%) — a unit of measurement for changes in interest rates and yields.
- BenchmarkA reference indicator used to compare the performance of an investment portfolio or individual financial instrument.
- WakalaA contract of agency whereby one party acts on behalf of and in the interests of another for a fee.
- Currency RiskRisk of losses due to exchange rate fluctuations when the currency of income does not match the currency of liabilities or investments.
- DepositMoney placed in a bank under conditions of repayment and interest payment.
- Demand DepositA deposit with no set term, funds that can be withdrawn at any time.
- Internal Rate of ReturnThe rate at which the present value of all investment inflows equals the total investment costs.
- Deposit GuaranteeA system for compensating individual depositors when an insurable event occurs at a bank.
- HyperinflationAn extreme form of currency devaluation where prices rise rapidly and the national currency loses its savings function.
- Annual Percentage RateA rate annualized to allow comparison of instruments with different terms and compounding frequencies.
- Investment HorizonThe time period during which an investor keeps funds invested before they are needed for planned expenses.
- DevaluationA decrease in the value of a national currency in relation to foreign currencies.
MONIQ Journal
Investments
Savings
Savings
Investments
Credits
Savings
FAQ
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Today, banks in Uzbekistan offer a variety of deposits for individuals: fixed-term, savings, with partial withdrawal options or interest capitalization. In our catalog you will find both local currency and foreign currency deposits. You can select an appropriate deposit based on your investment period and desired return.
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To find the best banks and deposits, pay attention not only to the interest rate, but also to the contract terms. Check the minimum amount to open an account, the frequency of interest payments, and the possibility of replenishing the account. Our service accumulates all bank deposits, allowing you to quickly compare their parameters.
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Yes, opening deposits in Uzbek banks is completely safe. According to the country's legislation, all citizens' funds in bank deposits are fully guaranteed by the state, regardless of deposit size or financial institution status.
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Yes, almost all commercial banks in Uzbekistan offer deposits in both the national currency (som) and foreign currencies, most often in US dollars and euros. You can compare som and currency deposits at banks on this page to choose the optimal balance between high returns and protection from exchange rate fluctuations.
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Banks and their deposits have different accrual mechanisms. Interest can be paid monthly, at the end of the contract term, or capitalized (added to the principal deposit amount). Capitalization increases overall returns, so when studying deposits in Uzbekistan, be sure to check this point in the terms.
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Uzbekistan is actively discussing a reform of passive income taxation, which plans to introduce a 5% tax on interest from individual deposits. Nevertheless, each bank and deposit remain an attractive and simple tool for preserving and increasing personal savings.
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