OYMA-OY Fixed Deposit in Som: 20% Annual Return at Poytakht Bank
MONIQ

Deposit · UZS

OYMA-OY

Poytaxt bank

Term UZS

About the deposit

20.00 % p.a. At an amount from — for a term of 1–24 mo. Rate current as of 12.08.2026 · full rate sheet below
Rate
up to 20.00% p.a.
Deposit term
1–24 mo.
Currency
UZS
Minimum amount
—
Rate type
Fixed
Interest payment frequency
Monthly
Interest capitalization
No
Replenishment
No
Partial withdrawal
No
Auto-renewal
No
Online opening
No, branch only
Central Bank of Uzbekistan license
№ 84
Urgent deposit in national currency (sum) at 20% per annum for up to 24 months — the highest rate in the bank's product line.

Bank — Poytaxt bank. Official website: www.poytaxtbank.uz

Rate sheet

The rate depends on the deposit term and amount.

Term Amount from Rate Rate type
1–24 mo. — 20% Fixed

Other deposits by Poytaxt bank

Title 365 days Deposit type Term Rate 18.00% Min. amount — Title Avans Deposit type Term Rate 18.00% Min. amount — Title Kids Business Deposit type Savings Rate 16.00% Min. amount — Title Optimal Deposit type Term Rate 6.00% Min. amount —

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FAQ

  • The deposit is opened for a period of up to 24 months at a rate of 20% per annum. Interest is paid regularly - once a month.

  • The minimum amount for placing funds is 1,000,000 sum. You can deposit money in both cash and non-cash forms.

  • No, additional account replenishments and partial withdrawals before maturity are not provided for in the terms. Interest capitalization is also not available.

  • Early closure is possible, but interest will be recalculated based on actual duration:

    • Up to 6 months — 0%;
    • 6 to 12 months — 10% per annum;
    • 13 to 18 months — 15% per annum;
    • Over 18 months — 20% per annum.

  • Yes, 100% return of funds is guaranteed by the state. Poytakht Bank is a participant in the Deposit Insurance Fund for Citizens, so all savings are fully insured.