Kids Business
MONIQ

Deposit · UZS

Kids Business

Poytaxt bank

Savings UZS Replenishable

About the deposit

16.00 % p.a. At an amount from — for a term of 12–192 mo. Rate current as of 17.08.2026 · full rate sheet below
Rate
up to 16.00% p.a.
Deposit term
12–192 mo.
Currency
UZS
Minimum amount
—
Rate type
Fixed
Interest payment frequency
At the end of the term
Interest capitalization
No
Replenishment
Yes
Partial withdrawal
No
Auto-renewal
No
Online opening
No, branch only
Central Bank of Uzbekistan license
№ 84
Children's savings account in national currency (som) with an annual rate of 16% for a term of 12 to 192 months (up to 16 years). Account replenishment is available.

Bank — Poytaxt bank. Official website: www.poytaxtbank.uz

Rate sheet

The rate depends on the deposit term and amount.

Term Amount from Rate Rate type
12–192 mo. — 16% Fixed

Other deposits by Poytaxt bank

Title 365 days Deposit type Term Rate 18.00% Min. amount — Title Avans Deposit type Term Rate 18.00% Min. amount — Title Optimal Deposit type Term Rate 6.00% Min. amount — Title OYMA-OY Deposit type Term Rate 20.00% Min. amount —

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FAQ

  • The base interest rate is 16% per annum. It is tied to government indicators and calculated as the refinancing rate + 2%. Considering deposits, banks in Uzbekistan offer fixed rates, but the floating format provides excellent deposits today to protect against long-term market changes.

  • Accrued income is paid in full upon expiration of the deposit term. The deposit itself is returned to the depositor monthly, once a month after the accumulation period ends.

  • No, this deposit does not have capitalized interest. Interest is calculated separately and does not increase the principal amount.

  • Yes, the regular account replenishment feature is provided. You can top up your account with cash or non-cash transfers as needed.

  • What will I lose if I close my deposit early? You can withdraw funds before the maturity date, but interest on the withdrawn amount will be fully recalculated at a reduced rate:

    • up to 3 months — no interest is paid (0%);
    • from 3 to 12 months — income will be recalculated at 10% per annum;
    • over 12 months — the full rate of 16% per annum will be retained for the entire period elapsed.