Mastercard Black Edition — Kapitalbank: terms and conditions
Mastercard Black Edition

Bank card · EUR

Mastercard Black Edition

Kapitalbank

Debit card · Mastercard

About the card

Card delivery

Mastercard Black Edition — a premium multi-currency card from Kapitalbank for clients of Kapital Privilege and Kapital Premium service packages. The card is issued simultaneously in som, dollars and euro and provides access to a personal manager, priority service in branches and Mastercard privileges while traveling.

Issuance of the primary and additional card — free of charge, monthly card maintenance — commission-free, no minimum balance required. Payment for goods and services — 0.5% (minimum 0.5 EUR). Cash withdrawal at the bank's cashier and ATMs — 0%, at other banks in Uzbekistan and abroad — 1% plus the acquiring bank's tariff.

  • Reissuance upon expiration and at the bank's initiative — free of charge
  • Reissuance at the client's initiative in case of loss, theft or damage — 200,000 som, additional card — 100,000 som
  • Card delivery through a payment agent — 70,000 som within Uzbekistan and 750,000 som to Russia

Maintenance of the Kapital Privilege package is free with an average daily aggregate balance in accounts and deposits of at least 30,000 US dollars, otherwise — 400,000 som per month.

Terms

Card issue
Free
Service fee
Free
Payment for goods and services
0%, кроме оплаты в EUR при оплате в EUR - 0,5% (мин 0,5 EUR)
Card reissue
Free
Minimum deposit
0
Validity
5 лет
How to get it
At a bank branch

Terms as published on 05.12.2025

Additional terms

  • The card is available to clients of Kapital Privilege and Kapital Premium service packages
  • Cost of the Kapital Privilege package: free with an average daily aggregate balance in accounts and deposits of at least 30,000 US dollars (equivalent), otherwise — 400,000 som per month
  • Cash withdrawal: at the bank's cashier — 0%, at the bank's ATM — 0%, at the cashier and ATM of another Uzbek bank — 1% plus the acquiring bank's tariff, at the cashier and ATM of a foreign bank — 1% plus the acquiring bank's tariff
  • Mini-statement in the bank's ATM network and in remote banking — no commission charged; issuance of certificates on a special form and statement of transactions for the period — 50,000 som including VAT
  • Mastercard privileges: free access to LoungeKey business lounges (10 visits per year), Anjir business lounge at Tashkent airport, Fast Track at international airports
  • Travel medical insurance up to 1,500,000 US dollars, internet roaming 1 GB in 208 countries
  • Cashback for purchases abroad up to 20%, 4% cashback on Booking.com, 10% discount on car rentals abroad at Rentalcars, additional 20% return on Tax Free at Global Blue
  • To activate Mastercard privileges, you need to spend 10,000,000 som on goods and services over the last 35 days
  • Delivery of cards and bank correspondence through a payment agent: 70,000 som within Uzbekistan, 750,000 som to Russia; outside Uzbekistan and Russia — according to the bank's tariff schedule

Payments

Debit card: transactions are conducted within available funds in the account, no mandatory monthly debt payments are provided.

Documents

For residents of the Republic of Uzbekistan:

  • identity document (biometric passport, ID card, new format driver's license)
  • local operator phone number

For non-residents of the Republic of Uzbekistan:

  • foreign passport
  • registration in the territory of the Republic of Uzbekistan (if no QR code — entry stamp in the Republic of Uzbekistan)
  • personal identification number of an individual
  • mobile phone number of an Uzbek operator (+998)
  • non-resident client questionnaire, filled out by hand

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FAQ

  • The card is issued for clients of Kapital Privilege and Kapital Premium service packages. The Kapital Privilege package is serviced free of charge with an average daily aggregate balance in accounts and deposits of at least $30,000 USD, otherwise 400,000 sum per month.

  • Issuance of primary and additional cards is free. Monthly card maintenance has no commission. There is no minimum balance requirement.

  • Payment for goods and services — 0.5% of the transaction amount, minimum 0.5 euro.

  • LoungeKey business lounges (10 visits per year) and Anjir lounge at Tashkent airport, Fast Track at international airports, travel medical insurance up to $1,500,000, internet roaming 1 GB in 208 countries, cashback on foreign purchases up to 20%. To activate benefits, spend 10,000,000 sum on goods and services within the last 35 days.

Support

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