UZCARD UnionPay — Hamkorbank: terms and rates
Uzcard UnionPay

Bank card · UZS

Uzcard UnionPay

Hamkorbank

Debit card · UnionPay · UZCARD

About the card

Uzcard UnionPay co-branded card from Hamkorbank — a multi-currency card with accounts in sums and US dollars. In Uzbekistan it works as Uzcard, and abroad and in online stores — through UnionPay. Through the Hamkor app, you can pay utilities and other services with the card, and if lost — instantly block it and order a replacement.

Issuance and maintenance for residents — free. For non-residents, issuance costs 500,000 sums. Reissuance in case of loss or expiration — 35,000 sums. Payment for goods and services, loans and taxes is commission-free.

  • Card is ready within an hour of contacting the branch.
  • For online purchases, you can activate it in the Hamkor app without waiting for the plastic card.
  • Cash withdrawal — 2% of the amount, minimum 2 USD, plus the other bank's fee.

Grace period, cashback and interest on balance are not specified by the bank.

Terms

Card issue
35 000 сум
Service fee
—
Payment for goods and services
—
Card reissue
35 000 сум
Minimum deposit
—
Validity
5 лет
How to get it
At a bank branch

Terms as published on 05.11.2025

Additional terms

  • Account currencies — sums and US dollars.
  • Issuance for non-residents — 500,000 sums.
  • Replenishment — free regardless of replenishment form; through ATMs or third-party bank tellers — according to their rates.
  • Cash withdrawal via terminal or ATM — 2% of the amount (minimum 2 USD) + other bank's fee.
  • Account statement request via ATM — 5,000 sums per request.
  • Transfers: up to 500,000 sums — 3%; 500,001 to 2,000,000 sums — 1%; 2,000,001 to 5,000,000 sums — 0.5%; over 5,000,000 sums — 0.2%.
  • Card is ready within an hour; for online purchases you can activate it in the Hamkor app before receiving the plastic card.

Payments

Monthly minimum payment on debt (according to bank terms)

Documents

  • Passport or military ID of an Uzbekistan resident or non-resident permanently residing in the republic
  • Written application
  • Signed contract

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FAQ

  • Free for residents, 500,000 som for non-residents.

  • No, maintenance is free for residents and non-residents.

  • Accounts are opened in sums and US dollars.

  • 35,000 UZS — both in case of loss and upon card expiration.

  • 2% of the amount, minimum 2 USD, plus the commission of another bank.

Support

We'll connect and help with your finances.

  • Phone

    +998 (94) 694-27-41

  • E-mail

    help@moniq.uz

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