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About the card
Promotion
Visa in UZS — a Hamkorbank debit card of the Visa payment system with an account in Uzbek sum. You can use it to pay in Uzbekistan, abroad and in foreign online stores, as well as contactlessly via Android smartphone or Garmin watch.
- issuance and reissuance — free;
- maintenance — free, minimum balance — 0 sum;
- cash withdrawal at Hamkorbank ATMs — free up to 3 million sum per month, above limit — 1%;
- transfers in Hamkor app — free up to 10 million sum per month, above limit — 1%.
10% annual interest accrues on the balance. Interest is calculated daily for balances of 10,000 sum and higher, paid on the first business day of the following month. The bank does not specify a grace period or cashback for this card.
Terms
- Card issue
- Free
- Service fee
- Free
- Payment for goods and services
- Free
- Card reissue
- 25 000 сум
- Minimum deposit
- 0 долларов США
- Validity
- 5 лет
- How to get it
- At a bank branch · In the mobile app · Online
Terms as published on 26.03.2026
Additional terms
- Interest on balance accrues only for balances of 10,000 sum and above.
- Cash withdrawal at Hamkorbank ATMs: up to 3 million sum per month — free, above — 1%. At another bank's ATM, an additional third-party bank fee applies.
- Cash withdrawal at counters — 1.5% of amount.
- Transfers to Hamkorbank Visa cards and all UZCARD and HUMO cards in Hamkor app: up to 10 million sum per month — free, above — 1%.
- Top-up free: in Hamkor app from any HUMO or UZCARD card of Uzbek banks, through Hamkorbank counters and ATMs, ATMs of other banks, payment terminals and Paynet agent network.
- Payment at merchants with MCC 6050, 6051 (prohibited), 6538, 6540, 6211 — 1.5%.
Payments
Monthly minimum payment on debt (according to bank terms)
Documents
Passport or military ID of an Uzbekistan resident or non-resident permanently residing in the Republic.
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FAQ
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Card issuance is free, reissuance is also free.
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No, monthly maintenance is free, minimum balance is 0 soums.
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10% per annum is charged if the card balance is at least 10,000 sum. Interest is calculated daily and paid on the first business day of the following month.
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At Hamkorbank ATMs, up to 3 million soums per month is free, above that — 1%. At teller windows, commission is 1.5%.
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Yes, payments abroad and purchases in foreign online stores are available.
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