UZCARD Moment — Hamkorbank: conditions and rates
MONIQ

Bank card · UZS

UZCARD Moment

Hamkorbank

Debit card · UZCARD

Open on the bank website

About the card

UZCARD Moment — instant debit card of Hamkorbank in national currency, operating in the UZCARD payment system. The card is issued immediately upon application to the bank branch, after which it is linked in the Hamkor mobile application and a PIN code is set.

Card issuance and maintenance are free. Top-up is not charged regardless of the method, payment for goods and services through Humo and Uzcard terminals in the territory of Uzbekistan — without commission. Cash withdrawal through Hamkorbank cashiers and ATMs is charged at 1%. Reissuance in case of loss, damage or expiration — 30 000 sum.

The bank declares free transfers to HUMO and UZCARD cards up to 5 million sum per month by phone number or card number. The card supports integration with the ATTO system for payment of travel, no interest is accrued on the balance.

Terms

Card issue
Free
Service fee
Free
Payment for goods and services
Free
Card reissue
30 000 сум — при утере, повреждении или по истечении срока использования карты
Minimum deposit
—
Validity
5 лет
How to get it
At a bank branch

Terms as published on 26.08.2026

Additional terms

  • Card top-up — free regardless of the form of top-up
  • Cash withdrawal through Hamkorbank cashiers and ATMs — 1%
  • Transfers to HUMO/UZCARD cards — free up to 5 million sum per month
  • Interest accrual on balance — 0%
  • Card unblocking and blocking — free
  • ATTO support for payment of travel in metro and transport

Payments

Payment for goods and services through Humo and Uzcard terminals in the territory of Uzbekistan — without commission. One-time payments are charged by amount: up to 500 000 sum — 5%, from 500 001 to 5 000 000 sum — 2%, from 5 000 001 to 20 000 000 sum — 1%, over 20 000 000 sum — 0.5%. Transfers to organizations with budget and corporate beneficiaries — free.

Documents

Passport or ID card, documents for customer identification (as required by the bank)

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FAQ

  • Issuance is free. The card is issued immediately upon visiting a Hamkorbank branch.

  • No, card maintenance is free.

  • 1% when withdrawing through Hamkorbank tellers and ATMs.

  • 30,000 sum for loss, damage, or expiration.

  • No, the card is issued at the bank branch. In the Hamkor app, you can only link and activate it by setting a PIN code.

  • No, according to the bank's rates — 0%.

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