Humo Virtual — Octobank: terms and rates
MONIQ
HUMO Virtual

Bank card · UZS

HUMO Virtual

Octobank

Debit card · HUMO

Open on the bank website

About the card

Humo Virtual from Octobank is a national virtual card of the HUMO payment system in sums. It has no plastic: suitable for online shopping, hotel booking and service payments. The card is issued in minutes in the Octo-Mobile app, where it's also managed.

Card issuance and maintenance — 0 sum, no minimum balance required. Card unlock is also free.

  • Conversion operations when topping up with cash — no commission.
  • Cash withdrawal on Octobank card at bank counters — no commission.
  • SMS notifications and 3D Secure online purchase protection — no commission.

The bank does not specify grace period, cashback or interest on balance.

Terms

Card issue
Free
Service fee
Free
Payment for goods and services
Free
Card reissue
—
Minimum deposit
0$
Validity
до 24 месяцев
How to get it
In the mobile app

Terms as published on 26.02.2026

Additional terms

  • Virtual plastic-free card for online shopping, hotel booking and service payments.
  • No minimum balance required.
  • Card unlock — no commission.
  • Conversion operations with cash when topping up — no commission.
  • Cash withdrawal on Octobank card at Octobank counters — no commission.
  • SMS notifications and 3D Secure — no commission.

Payments

Monthly minimum payment on debt (according to bank terms)

Documents

Passport or ID card, client identification documents (as required by the bank)

Other cards of Octobank

HUMO Issue 12 000 сум
All cards (2)

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FAQ

  • Free: issuance and maintenance cost 0 sum.

  • No, a minimum balance is not required.

  • Register in the Octo-Mobile app, select and order a card — it will be ready in a few minutes. You can also open a card at the nearest Octobank office.

  • For online shopping, hotel bookings, paying for services, and other cashless transactions.

  • Yes, at Octobank cashiers — without commission.

Support

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  • Phone

    +998 (94) 694-27-41

  • E-mail

    help@moniq.uz

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