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About the card
Card delivery
HUMO — a debit card from Kapitalbank in the national currency, issued in the Humo payment system. The card is accepted at retail outlets and ATMs throughout the republic, supports contactless payment (NFC), payment of small amounts without a PIN code, and integration with bank mobile applications and payment services.
Card issuance at a branch — 50,000 UZS including VAT, monthly maintenance — free, payment for goods and services — 0%. Cash withdrawal at the bank's cash desk and ATM — 1%. ATM top-up — 0%, cash desk top-up — 1% up to 10 million soums inclusive and 0% above this amount.
- Reissuance upon expiration (one month before and within the same or following month) — no fee
- Reissuance at customer's request due to loss, theft, or damage — 50,000 UZS
- Mini statement at bank ATMs and in mobile application — free
The card can be obtained at a bank branch or ordered through the mobile application with courier delivery throughout Uzbekistan and Russia. Cashback, grace period, and interest accrual on balance are not specified in the card terms.
Terms
- Card issue
- Free
- Service fee
- Free
- Payment for goods and services
- Free
- Card reissue
- Free
- Minimum deposit
- —
- Validity
- 4 лет
- How to get it
- In the mobile app · Online
Terms as published on 13.09.2023
Additional terms
- Card blocking and unblocking, 3D-Secure activation — free
- Mini statement at bank ATM network and in mobile application — free
- Issuance of certificates on special forms and account statements for a period — 50,000 UZS including VAT
- Issuance and reissuance of additional HUMO cards linked to the main account — 50,000 UZS including VAT
- Card delivery by courier when ordered through mobile application — according to approved delivery rates
Payments
Debit card: transactions are conducted within available funds in the account, mandatory monthly debt payments are not required.
Documents
Passport or ID card, documents for client identification (as required by the bank)
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