Uzum Bank Flexible Deposit — Terms, Rate, Online Opening

Deposit · UZS

Flexible Deposit

Акционерное общество «UZUM BANK»

Term · Fixed

Central Bank of Uzbekistan license No. 88 dated 28.11.2022

Rate up to
15%p.a.
Deposit term
9 mo.
Minimum amount
500 000 sum
Payment frequency
Daily

Rate current as of 21.09.2026 · full rate sheet below

About the deposit

Currency
UZS
Interest capitalization
Yes
Replenishment
Yes
Partial withdrawal
Yes
Auto-renewal
No
Online opening
Yes
Sum deposit with flexible terms, opened online in the Uzum Bank mobile app. Term 9 months, minimum amount 500,000 sum, maximum 2,000,000,000 sum. Interest is accrued and paid daily, with daily capitalization the effective return reaches 16% per annum. Top-ups available anytime, partial withdrawals allowed down to the minimum balance of 500,000 sum. Auto-renewal not provided. Available to residents and non-residents.

Bank — Uzum Bank. Official website: uzumbank.uz

Rate sheet

The rate depends on the deposit term and amount.

Term Amount from Rate Rate type
9 mo. from 500 000 sum 15% годовых Fixed

Early termination

Early termination is allowed without penalties or interest recalculation: the full deposit amount is paid along with accrued interest as of the closing date.

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FAQ

  • The deposit is opened online in the Uzum Bank mobile app: select the deposits section, specify the amount and confirm the opening. No need to visit a branch.

  • Minimum amount is 500,000 sum, maximum is 2,000,000,000 sum.

  • Interest is accrued and paid daily. Due to daily capitalization, the effective yield is higher than the nominal rate.

  • Yes, you can replenish your deposit at any time during the entire term up to the maximum deposit amount.

  • Yes, partial withdrawal is available at any time, but a minimum balance of 500,000 sum must be maintained on the deposit.

  • Yes, individual deposits are guaranteed by the Deposit Guarantee Fund for Citizens in Banks in accordance with the legislation of the Republic of Uzbekistan.