TBC Term Deposit
MONIQ

Deposit · UZS

TBC Term Deposit

Акционерный коммерческий банк «TBC Bank»

Term · Fixed

Central Bank of Uzbekistan license No. 86 dated 11.04.2020

Rate up to
20%p.a.
Deposit term
24 mo.
Minimum amount
—
Payment frequency
Monthly

Rate current as of 17.08.2026 · full rate sheet below

About the deposit

Currency
UZS
Interest capitalization
Yes
Replenishment
Yes
Partial withdrawal
Yes
Auto-renewal
No
Online opening
Yes
Term deposit in national currency (som) with customizable conditions for 3 to 24 months. Rate depends on the term and ranges from 17.5% to 20% per annum; with automatic capitalization enabled (+0.26 p.p.), effective yield reaches 24.35%. Top-up and partial withdrawal can be activated at client's choice upon opening; partial withdrawal is possible down to 100,000 som. Interest is calculated daily and credited monthly on the date corresponding to the deposit opening date. Available only online in the TBC Bank Uzbekistan app. One client can open up to 10 som term deposits; maximum deposit amount is 5,000,000,000 som.

Bank — TBC Bank. Official website: www.tbcbank.uz

Rate sheet

The rate depends on the deposit term and amount.

Term Amount from Rate Rate type
3 mo. — 17,5% Fixed
6 mo. from 0 sum 18% Fixed
13 mo. — 19.5% Fixed
24 mo. — 20% Fixed

Early termination

If the deposit is closed before maturity, the rate is reduced to 8% to 15% per annum depending on the term. Accrued interest is recalculated at the new rate with the difference deducted; funds are transferred to the current account or Humo or Uzcard card.

Other deposits by TBC Bank

Title Odat Deposit type Demand Rate 13.00% Min. amount 1 000 sum Title Fixed Deposit (USD) Deposit type Term Rate 5.00% Min. amount —

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FAQ

  • The rate is fixed and depends only on the term: 17.5% per annum for 3 months, 18% for 6 months, 19.5% for 13 months, and 20% for 24 months. No minimum amount is set. With automatic capitalization enabled (+0.26 p.p.), effective return reaches 24.35% per annum.

  • Interest is calculated daily and credited once a month on the day corresponding to the account opening date. You can opt for capitalization: accrued interest remains on the deposit and generates additional income.

  • Top-up and partial withdrawal options are connected at the client's choice when opening the deposit. With partial withdrawal, at least 100,000 sum must remain in the account. Options must be selected immediately — contract terms cannot be changed later.

  • When a deposit is closed early, the interest rate is reduced to 8–15% per annum depending on the actual storage period. Previously accrued interest is recalculated at the new rate, and the difference is deducted from the refund amount. Funds are transferred to a current account or Humo or Uzcard card.

  • A deposit is opened only online — in the TBC Bank Uzbekistan mobile app, a branch visit is not required. One client can open up to 10 fixed-term deposits in soums, with a maximum deposit amount of 5,000,000,000 soums. Auto-renewal is not provided: upon expiration, funds with interest are transferred to an account or card.