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About the card
HUMO from Microcreditbank is a sum card of the national HUMO payment system for purchases and payments for services, including online and contactless NFC transactions. You can pay through merchant and virtual terminals, transfer money card-to-card in mobile apps, open online deposits and apply for online loans.
Card issuance costs 40,000 sum, maintenance is 0 sum, validity period is 5 years. The card is issued free of charge for salary, pension, social benefits, scholarships, and when opening a deposit. Card reissuance or replacement costs 40,000 sum.
- Cash withdrawal through bank tellers and ATMs — 1% of the amount.
- You can order the card at a branch, on the website, or in the MAVRID app. Manufacturing takes up to three business days.
The bank does not specify grace period, cashback, or interest on balance.
Terms
- Card issue
- 45 000 сум
- Service fee
- —
- Payment for goods and services
- —
- Card reissue
- 45 000 сум
- Minimum deposit
- 0 долларов США
- Validity
- 3 года
- How to get it
- At a bank branch
Terms as published on 16.04.2025
Additional terms
- Free issuance for salary transfers under salary projects, pensions, social benefits, scholarships, and when opening deposits.
- Contactless NFC payment; payment through merchant and virtual terminals.
- Cash withdrawal through bank tellers and ATMs — 1% of the amount.
- Card-to-card transfers via mobile apps, including MAVRID.
- Card blocking and unblocking in the MAVRID app.
- Card manufacturing — up to 3 business days; pickup — at a bank branch.
Payments
Monthly minimum debt payment (according to bank terms)
Documents
ID card or passport
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FAQ
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40,000 sum. Free for salary, pension, social benefits, scholarships, and when opening a deposit.
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Yes, the card supports NFC payments as well as online payments.
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40,000 som — for loss, damage, or expiration.
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1% of the amount through Microcreditbank cashiers and ATMs.
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At a bank branch, via an application on the MAVRID website or app. The card is prepared within three business days and must be collected at the branch with an ID card or passport.
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