Anorbank and the Central Bank commented on reports about one of the credit organization's shareholders that appeared in foreign publications.

Bank's position

The press service stated that publications concern personal matters of one of the shareholders and are unrelated to the bank's capital, management, or operational activities. "Mixing these topics is incorrect and unacceptable," the statement says.

The bank noted that it has not received official confirmations or inquiries on this matter, and the circulated information is not supported by official data and has not been confirmed by competent authorities.

The organization continues operating normally: banking operations and client services are conducted as usual, and obligations to clients and partners are being fulfilled.

Important caveat

Reports about a possible criminal case appeared in foreign publications citing anonymous sources. The publications themselves note that official information about such a case is absent, and law enforcement agencies of the republic have not confirmed these reports.

The bank urged clients and partners to critically assess publications from unverified sources and rely on officially confirmed information.

What the regulator said

The Central Bank confirmed that operations on deposits, loans, payments, and other services continue uninterrupted.

"The situation related to an individual shareholder does not directly determine the bank's day-to-day operational activities and financial stability," the regulator stated.

Indicators as of September 1

The Central Bank disclosed actual data:

  • assets — 21.4 trillion soums;
  • liabilities — 19.8 trillion soums;
  • share of highly liquid assets — 16.9% against a minimum standard of 10%;
  • liquidity coverage ratio (LCR) — 116% against a requirement of 100%;
  • net stable funding ratio (NSFR) — 128% against a requirement of 100%;
  • regulatory capital adequacy — 13% against a standard of 12%.

All indicators comply with current prudential requirements.

How to interpret these figures

Two liquidity indicators exceed the minimum with a margin — this means the bank is able to meet obligations to depositors in the current mode.

At the same time, capital adequacy (13% against a norm of 12%) is closer to the boundary. Previously, Fitch Ratings noted that the bank had maintained a small buffer relative to the regulatory level for several years, and in September downgraded its rating to CCC+, citing deteriorating base capitalization by IFRS standards.

Simultaneously, the supervisory board approved measures to restore capitalization: the shareholder will contribute 100 billion soums to capital by the end of 2026.

What depositors should know

Individual deposits in the republic are protected by a guarantee system within the legally established limit — 200 million soums per person in one organization.

The practical principle does not depend on the current situation in a particular bank: when savings exceed this amount, it is prudent to distribute funds among several organizations. When comparing deposit rates, it is worthwhile to also look at capital and liquidity indicators — these are published by the regulator monthly.

This material is for informational purposes only and is not an investment recommendation. Reports about a possible criminal case have not been confirmed by official sources.